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TABLE
OF CONTENTS |
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CHAPTER
EXECUTIVE SUMMARY |
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CHAPTER
II: STORED VALUE: MARKET
DRIVERS AND INHIBITORS |
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Introduction |
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A Brief History Of Stored
Value |
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The Evolution Of Payments |
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The Four Party
Payment System - Interchange |
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Wireless
Payments - New Payment Opportunities |
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A Maturing Market - Payment
Trends |
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Market Drivers |
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Converting Cash To
Electronic Transactions |
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The Consumer Value
Proposition |
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The Corporate Value
Proposition |
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Distribution |
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Loading Networks |
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CHAPTER
III: APPLICATIONS ON
THE RISE: THE MARKET SEGMENTS |
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Open vs Closed Systems |
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Prepaid vs
Stored Value |
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Cash Flow Impact |
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Consumer |
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Spending |
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Person-To-Person
Money Transfer |
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Incentive And
Promotion |
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Gift And
Convenience |
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m-Wallet |
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Business |
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Payroll And
Benefit |
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Flexible
Spending Accounts |
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Incentive |
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Insurance
Payments |
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Vending |
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Government |
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Food Stamps |
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Unemployment |
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Court Ordered
Payments |
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Other Benefits |
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Transit Systems
And Parking
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Not For Profit |
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Fund Raising |
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Disbursement |
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Single Function vs
Multi-Function |
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Loading Options |
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CHAPTER
IV: THE BUILDING
BLOCKS: TECHNOLOGY AND INFRASTRUCTURE |
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Introduction |
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Magnetic Stripe Cards |
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Smart Cards |
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Fraud And Security |
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Point Of Sale Systems -
Closed System Cards |
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Point of Sale Activation |
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Proximity Payment Systems |
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Global Positioning Systems |
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Wireless Information &
Wireless Payments |
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ATM and PIN-based Debit
Terminals |
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In House Processing vs
Processing Services |
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Wireless Payment Systems |
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Evolving
Technology - Direct Debit vs Batch Processing |
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Payment Platform
vs Payment Card |
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CHAPTER
V: REGULATION IN FLUX |
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Federal Regulations |
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USA Patriot Act |
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State Regulations |
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Escheat Laws |
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Payroll Regulations |
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CHAPTER
VI: MAJOR PLAYERS:
MARKETS PURSUED, STRATEGIES EMBRACED, INITIATIVES LAUNCHED |
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Market Landscape – An
Overview |
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ADP Total Pay Card |
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Alliance Data Systems |
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American Express |
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American Express Incentive
Services |
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Blackstone |
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Card Express Inc. |
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CheckFree |
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Chockstone |
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Coinstar |
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Datamark Technologies |
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DataStream |
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Directo
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Dolex |
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Discover Financial Services |
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eCommLink |
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EMIDA/Debisys |
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Euronet (Payspot) |
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EWI Prepaid |
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First Data |
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Value Link |
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Western Union |
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FSV Payment Systems |
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Givex |
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Galileo Processing |
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Green Dot Corporation (Next
Estate) |
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I2c Inc. |
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IDT |
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InComm |
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ITC Financial Services |
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MasterCard International |
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Metavante Corporation |
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Moneygram |
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Morgan Beaumont |
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More Magic |
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NetSpend |
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Paymentech |
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PreCash |
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PRESolutions |
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QComm International |
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SmartClixx |
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Stored Value Systems SVS
Comdata |
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Stored Value Technologies |
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SVC Financial Services |
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Safeway |
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Ta’facil Corporation |
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Trycera Financial |
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TSYS Prepaid Inc. |
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Wildcard Systems |
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Visa International |
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WageWorks |
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CHAPTER VII: CURRENT MARKET
DEMOGRAPHICS AND FIVE YEAR FORECASTS |
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Overview |
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Methodology |
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Assumptions |
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Five-Year
Market Forecasts by Segment: |
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Credit
Card Projections 2005 - 2010 |
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Dollars, Transactions, Cards |
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Debit
Card Projections 2005 - 2010 |
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Dollars,
Transactions, Cards |
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Prepaid
Debit Cards Sold at Retail 2005 - 2010 |
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Dollars,
Transactions, Cards |
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Payroll
Cards 2005 - 2010 |
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Dollars,
Transactions, Cards |
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Flexible
Spending Cards 2005 -2010 |
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Dollars
And Cards |
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Controlled Spending
Cards 2005 – 2010 |
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Dollars,
Transactions, Cards |
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Government Cards 2005
- 2010 |
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Dollars
And Cards |
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Retail
Gift Cards 2005 - 2010 |
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Dollars,
Transactions, Cards |
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Bank
Gift Cards 2005 - 2010 |
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Dollars,
Transactions, Cards |
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Convenience/Gift
Cards 2005 - 2010 |
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Dollars,
Transactions, Cards |
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Incentive
And Promotions 2005 - 2010 |
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Dollars
And Cards |
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Not
For Profit |
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Dollars
and Cards |